Validity and credit rating E-Learning & Certification: Both credit rating and validation are used to evaluate the credit value of people. In both processes, the evaluation body measures the probability of default on the part of the recipient of the credit. and the output of both approaches is more knowledge and more accurate decision making to interact with the receiving party. Credit will result. Because sometimes the terms validation and credit rating are used interchangeably by non-experts due to their word similarity. and even sometimes experts in the monetary space And Banki also do not have a correct understanding of these two concepts. The main duty of the credit rating agency is to comment on predicting creditworthiness and determining the probability of issuer default in fulfilling financial obligations. Rating is a process in which the rating agency conducts a detailed and systematic review of the obligee’s ability and willingness and assigns a predefined credit rating., regarding the probability of timely performance. Personal legal obligations or sheet A security or other specific financial obligation provides an independent opinion. The independent opinion of a rating agency about the credit quality of a certain issuer, company or institution is expressed with symbols . and it can be said that these symbols are the most important risk management tools for investors and credit institutions. are considered One of the reasons for the length of business processes is the application of strict rules to all businessmen with the aim of reducing corruption. Validation and credit rating is an advanced solution to make it easier for merchants with a positive history. which, of course, creates motivation to improve business behavior and create a positive history and reputation. .

Most common validation models

+ Exploratory models + Model Statistics + Random models

List of headings virtual learning credit rating validation:

+ Concepts and techniques of data mining + Familiarity with Clementine software

Prerequisite This course:

[list_negative] This course does not require special prerequisites and is taught from the basics. [/list_negative]